How to Claim Insurance for Siding Damage from Hail Storms?

Living in Oklahoma, you must be no stranger to hail storms. Hailstorms can occur any time of the year without much warning, and they end up causing widespread damage to property, including sidings in houses.

Salute Exteriors is Edmond's and the rest of OKC metro's favorite James Hardie Siding Elite Preferred Remodeler. With our top-tier warranties and quality workmanship, you will have the peace of mind of knowing that come rain or shine, your home's siding will stay put.

But like we already said, when it comes to storms, Oklahoma is brutal. Usually, after dealing with the immediate aftermath of a storm, the next thing homeowners worry about is how the insurance coverage measures up against the siding damage.

How to File Insurance Claims for Siding Damage?

Most homeowners' policies allow you to file for an insurance claim to recover financial expenses in case of siding damage. Here are the 3 steps in the process of claiming insurance.

Step 1 - Check the Extent of Damage to Your Siding

Take a walk around the perimeter of your house and take into account the damage that the hailstorm wreaked upon your siding. Most of the visible damage will show up as cracks, breakage, dents, and marks. Although it is nearly impossible to figure out the severity of the impact on your own, this exercise does give you a decent estimate of the extent of the damages caused.

Walk around a couple more times, and try running your hand by the siding to look for dents that aren't readily visible.

Step 2 - Contact a Siding Expert for an Inspection

Now that you have a good idea of the hail damage, it is time to get in touch with a siding expert. If you have James Hardie sidings, make sure that you only hire a James Hardie preferred remodeling contractor like Salute Exteriors.

The siding expert gives you an accurate representation of the hit your siding has taken and documents the honest findings of their inspection. Siding experts also prepare an estimate of the cost of damage incurred.

Step 3 - Reach Out to Your Insurance Agent and File the Claim

You finally have your hands on the detailed outline of hail damage to your property and a cost estimate from a trusted siding contractor. You can go ahead and contact your insurance agent to file the claim. The final few steps include the insurance adjuster evaluating the claim and later processing it. Ultimately, once the insurance company is satisfied with all the documents and proof, they'll send you a check to cover the expenses of the siding repair.

Repair the Damage

Even if your home repair insurance refuses to pay for the siding, you will still need to repair it anyway. Siding damage goes beyond compromising the aesthetic capabilities of your house. Salute Exteriors has earned a state-wide reputation for its astounding proficiency and excellent quality workmanship. Have more questions for us? Call us at (405) 550 2444.